Can You Will Get a Bad Credit Loan Without A Bank-account? With out a checking or family savings, getting that loan will likely be far more difficult, and you will be stuck with riskier choices. If you’re in another of the nine million unbanked households within the U.S., then you realize the added monetary stress of residing with out a checking or family savings. You must bring your paycheck up to a check-cashing shop simply to get the money—plus whatever…